CALIFORNIA PRIVACY RIGHTS NOTICE

 

This California Privacy Rights Notice supplements the information contained in Dignified Home Loans' Privacy Policy ( dignifiedhomeloans.com/PrivacyPolicy.html) and applies to California residents ("consumers" or "you"). If you are a California resident, then you have certain rights under the California Consumer Privacy Act ("CCPA") regarding Personal Information.

Right to Know
You have the right to know and see what data we have collected about you over the past 12 months, including:

• The categories of Personal Information we have collected about you
• The categories of sources from which the Personal Information is collected 
• Our business or commercial purpose for collecting your Personal Information 
• The categories of third parties with whom we have shared your Personal Information
• The Personal Information we have collected specifically about you.

Right to Delete

You have the right to request that we delete the Personal Information we have collected from you (and direct our Service Providers to do the same). There are a number of exceptions, however, that include, but are not limited to, when the information is necessary for us to do any of the following:

• Complete your transaction;
• Provide services to you;
• Perform a contract between us and you;
• Protect your security and prosecute those responsible for breaching it;
• Fix our systems in the case of a bug;
• Comply with a legal obligation; or
• Make other internal and lawful uses of the information that are compatible with the context in which you provided it

Right to Prohibit Sales of Your Information
California law requires that we provide transparency about personal information we "sell," defined as Dignified Home Loans sharing personal information with third parties in exchange for valuable consideration.

Note: Dignified Home Loans does NOT sell consumer information.

In the preceding twelve (12) months, Dignified Home Loans has not sold your Personal information.

We will provide notice to you prior to any change to our "No Sales" policy. In addition, you may pro-actively prohibit any such future sales of your Personal Information by us, see "Exercising Your Rights" below.

Exercising Your Rights
To exercise your specific Right to Know, or your Right to Delete, please submit a verifiable consumer request to us by email to info@dignifiedhomeloans.com or by calling us at 888-225-7985.

To exercise your Right to Prohibit the Sales of your Personal Information (including future sales) please submit a verifiable consumer request to us by email to info@dignifiedhomeloans.com or by calling us at 888-225-7985

Only you, or someone legally authorized to act on your behalf, may exercise these rights related to your Personal Information. Such a request must:
•    Provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative.
•    Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with the specific Personal Information we have if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. We will verify your request(s) by having you provide your name, address and contact information. We will then request additional identification verification to confirm your identity and/or the identity and authority of your authorized representative.

We will not discriminate against you for exercising any of your CCPA rights described above. Unless permitted by the CCPA, we will not deny you goods or services; charge you different prices or rates for goods or services; provide you a different level or quality of goods or services; or suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Categories of Information We Collect
Dignified Home Loans collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household ("Personal Information").

Specifically, we directly and/or through our website, mobile applications, or other online systems ("Systems") have collected the following categories of Personal Information from consumers within the last twelve (12) months:

• Personal unique identifiers (SSN, name, drivers license, passport number)
• Personal information, including contact details, financial information
• Protected classification characteristics under California or federal law, such as sex or marital status
• Purchase or other commercial information
• Biometric information; Geo-location information, Sensory information
• Internet or online information, information regarding interactions with our websites, applications, or advertisements
• Employment or education-related information
• Inferences from drawn from personal information collected

Personal Information does not include:

• Publicly available information from government records.
• De-identified, anonymized or aggregated consumer information.
• Information excluded from the CCPA's scope (e.g., information covered by the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver's Privacy Protection Act of 1994).